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Posted: Saturday, November 4, 2017 3:10 PM

Save with cheap Ohio car insurance. Get Instant Free quotes, compare top providers. Special online rates for Youngstown drivers only.
How happy were you the last time you compared rates for car insurance in Youngstown OH? Would you like to save money on your auto insurance? Save with the cheapest auto insurance whether you want full coverage insurance or liability coverage. Top insurance companies offering low affordable rates online for OH motorists. These quotes are free and you are never under any obligation.

Cheap Ohio Car Insurance Rates in Youngstown!

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If you buy auto insurance coverage to meet the Ohio financial responsibility law, you must purchase the minimum amount or more. The current minimum liability limits are $25,000 for each injured person, up to a total of $50,000 per accident, and $25,000 for property damage per accident. This basic Ohio auto insurance coverage is referred to as 25/50/25 coverage. Younger drivers are forced to comply with OH financial responsibility laws as well. In most cases parents can add their minor children to their automobile policy to satisfy the Connecticut state financial responsibility requirements. Though adding a young driver to a parents' policy is usually expensive, it's almost certainly cheaper than buying separate coverage for the minor child. Some insurance providers offer a discounted rate for teenagers who have completed a Ohio Department of Public Safety-approved driver education course. Insurers use information like the kind of vehicle you drive, where you park it at night, how you use your vehicle and the policy limits you select to determine the rates they will charge you.

Serving these zip codes in Youngstown, OH: 44502 44503 44504 44505 44506 44507 44509 44510 44511 44512 44513 44514 44515

Depending on the type(s) of coverage you choose, automobile insurance pays for vehicle replacement or repair, towing, rental cars, court costs, medical expenses, and other expenses. Insurance providers recommend that drivers in Ohio carry more than the state-minimum-required liability coverage. Selecting a policy that only includes state minimum requirements may help drivers get the lowest premiums. But, Ohio uses the tort system to determine who pays for expenses incurred as the result of an accident. The motorist who is found to be at fault for the incident is responsible for paying all costs that occur. While the Ohio minimum state required liability car insurance coverage does provide some protection for drivers, people who cause an accident will have to pay out of pocket for any and all damage that goes over their policy's coverage limits.

Car theft worries many drivers and with good reason, but there are many simple steps one can take to lower the risk significantly. It may surprise you to know that a third of all cars stolen had the keys left in them so all the thieves had to do was open the door and drive away. Something as simple as taking the keys out of the ignition and just locking the doors could have stopped most of those thefts. And most older model cars aren't equipped with GPS tracking systems but now these systems have been made very affordable. They provide the authorities with a way to track your vehicles location and recover it in the event it is stolen. You might consider using the money you will save on your auto insurance to have a GPS tracker installed. Auto theft is a major problem, especially in more densely populated cities. If your location and/or vehicle model put you at a greater risk for theft, you may have trouble finding low-cost car insurance. Protection against loss by theft is not covered by basic liability insurance. Comprehensive coverage must be carried to be protected against loss/damage by theft. The total number of stolen vehicles reported in the Youngstown-Warren-Boardman, OH-PA Metropolitan Area was 757 in 2015, ranking it 221st in most stolen vehicles per capita nationwide according to the National Insurance Crime Bureau (nicb.org).

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735 E Midlothian Blvd, 44502    google map | yahoo map

• Location: Ohio, Youngstown

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